Do you drive your motor home down to the local coffee shop and back? Probably not. Then why would you insure your rig with a policy meant for an everyday automobile? Choose a motorhome insurance policy for your RV from Foremost.
We are a busy family, but like to take occasional trips with our motor home. We didn’t think we needed a specialized policy because our motor home is parked in our driveway most of the time. Unfortunately, our motor home was vandalized and some theft occurred. Our auto policy did not cover the losses and we ended up paying for the damage ourselves. We learned our lesson and now have a motorhome insurance policy that includes comprehensive coverage that our auto policy didn’t include.
Don’t let your fun be interrupted with worry. Your auto or homeowners policy may not adequately cover your Motor Home. Lucky for you, we can help you choose the right policy for your rig, so you can go out and enjoy the open road while someone else takes care of the paperwork!
We’ve Got You Covered:
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Comprehensive Coverage.
This is included with our motorhome insurance policies and is not usually included in your typical auto policy. This provides protection from just about any direct, sudden, and accidental loss, including; collision, fire, smoke, floods, landslides, hail, windstorms, animals, vandalism, low branches or overhangs, theft and lightning. We also include Coverage for Attached Accessories, including awnings, satellite dishes, TV antennas and more.
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Some coverages are optional and subject to company approval or may not be available in all states.
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Total Loss Replacement Coverage.
This option can save you literally thousands of dollars when compared to typical auto policies, which pay only the Actual Cash Value of your trailer travel at the time it’s destroyed. The Foremost coverage protects from the effects of depreciation. If your new-model travel trailer is destroyed within its first five model years, and you’re the original owner, we’ll pay to replace it with a brand new one of similar kind and quality. In years six through ten, we’ll give you up to what you originally paid for it toward the purchase of another motor home.
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Emergency Expenses Coverage.
Pays for lodging or travel home if your rig is damaged or destroyed by a covered loss more than 50 miles from home.
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Replacement Cost Coverage.
More than a typical auto or homeowners policy, this covers your personal belonging that are destroyed or stolen.
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Towing And Roadside Assistance From TraveLine®
eliminates the hassle of buying a separate towing plan. Towing, jump starts, roadside service, flat tire charges, fuel delivery, and locksmith service are just a toll-free phone call away. There are no out-of-pocket payments required, either. Just sign and drive. What’s more, your motor home and your tow vehicle are covered, regardless of who is driving or where you are in US or Canada.
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Campsite/Vacation Liability Coverage.
Provides liability coverage when you are parked and using your motor home as a residence, typically seasonally or weeks at a time.
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Full-Timer Coverage.
This is a coverage very similar to a homeowners policy. This option covers you when you are parked and using your motor home as a residence, typically for extended periods of time.
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Insuring Your Tow Truck.
This special option offers insurance for your medium duty tow truck that you use to tow your motor home, provided the medium duty tow truck’s GVWR exceed 10,000 pounds. This means that the maximum allowable total weight of a road vehicle when loaded must exceed 10,000 pounds.
Keep That Money In Your Wallet:
An agent can help you save money on a Foremost policy
by asking a few questions.
Take Advantage Of The Knowledge At Hand.
Not all insurance companies have thousands of highly trained and exceptional agents across the country ready to provide you the best policy for your motor home, in person. An agent is ready to answer the questions about insurance you didn’t even know you had.
